Fintech & payments
Money movement, risk, and compliance are being rebuilt API by API. We focus on companies where regulatory moats, network effects, or data advantages create long-term defensibility—not one-off feature apps.
Themes
Questions?
What we look for in fintech & payments
- Unit economics that survive real fraud, chargebacks, and compliance load—not just spreadsheet LTV.
- Distribution: embedded in software workflows, marketplaces, or platforms where payment volume can scale with customers.
- Clarity on licensing, banking partnerships, and roadmap through audits and regulator expectations.
We like B2B payments, treasury, lending infrastructure, identity/KYC layers, and vertical fintech where software and regulated rails meet. Seed to Series A teams with live volume, referenceable customers, and a plan to deepen attach rate are a strong fit for Prospera.
Across every theme, we apply the same partnership bar: thesis we can defend, diligence you can predict, and support that compounds after close. Share your deck when you are ready to talk about the round.